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Articles and Tips January, 2008

Seven Steps to Disputing Bad Credit – A Do It Yourself Job

If you have less than stellar credit, one option is to try and repair your credit report yourself. Having a good credit score is important for almost any major activity in life, including obtaining a mortgage, car loan, and even car insurance. In addition, more and more employers are beginning to review a candidate’s credit score and credit history as a factor in making their hiring determination. If you have poor credit, not ...

Credit Repair - The Process, and How to Detect Scammers

Strike while the iron is hot! That is exactly what scammers and fraudsters are doing with credit repair. Because of the current financial crisis, more and more people are getting into uncontrollable debt and, as a consequence, many of these people are seeking help. There is help available, but telling the difference between legitimate organizations who offer assistance and duplicitous fraudsters who are out to take advantage of the current credit crunch is nearly ...


Latest Articles

Using a Second Mortgage to Consolidate Debt?
Debt for many Americans is out of control and with all the turmoil in the mortgage markets, does it still make sense to consolidate ...

How to read a credit report to improve your score
Most Americans today suffer from less than stellar credit.  The very first step in improving your credit involves ordering free personal credit reports from the ...

The Truth behind Non-Profit Credit Counseling Organizations
Your first step to financial well being is to take control of your consumer debt. There are many credit counseling and debt management options ...