A Comprehensive Review of Lexington Law’s Credit Repair Services

Many consumers today feel powerless in the face of repairing their credit report and score. Whether attempting to dispute items from the credit report, or navigating through the extensive paperwork, it takes a great amount of time and attention to detail to successfully repair your credit file.

Unfortunately, most consumers do not understand the details of the laws surrounding their credit reports, and therefore, they do not have the plan of action required to successfully repair their credit. For individuals who are looking to restore their bad credit, or who simply do not have the time or ability to go through the details of credit repair, hiring a company may be very beneficial for your long-term financial health. This is where we recommend Lexington Law, one of the most prominent credit repair services in the industry.

Legally and successfully repairing your credit

By federal law, you have every right to ensure that all of the information in your credit report is 100% accurate. Most consumers are not familiar with the intricacies of related legalities, such as The Fair Credit Reporting Act. This law gives you rights to dispute any item on your credit file that is inaccurate or unverifiable. If you initiate a dispute, the credit reporting bureau must conduct an investigation - if the results are not conclusively verified, the item must be removed from your credit report.

Lexington Law has extensive experience and the legal knowledge necessary to effectively correct the issues on your credit report. Their specialist attorneys have worked on various cases, such as tax liens, charge offs, and bankruptcies. Lexington Law has successfully challenged all types of troublesome credit scenarios, and in fact, they have deleted over 600,000 items from their clients’ credit reports in the last year alone.

Extensive advantages of employing a law firm

While other companies tout that they provide credit repair services, they are not true legal experts or even specialists in law. Without a legal background, these companies lack the experience to represent you in adequately repairing your credit and legally guiding your dispute efforts.

On the other hand, Lexington Law can repair your credit to the fullest extent. Through their tremendous experience, the attorneys at Lexington Law have first-hand knowledge of the laws. In addition, the company continuously stays abreast of current consumer law, and they interpret and apply the legalities to your benefit.

Confidentiality is a top priority at Lexington Law, and it will always be protected by the client/attorney relationship.

What is Lexington Law?

Lexington Law is an association of consumer advocacy legal firms that focus on credit repair and credit issues. Their credit repair service is comprised of a strong team of lawyers, legal assistants, and paralegals that work together to provide professional and affordable credit repair services. Founded in 1991, they have represented over 400,000 people and removed over 2 million items from their clients’ credit reports, six hundred thousand of them in 2006 alone.

During our extensive research and review of Lexington Law, we found no disadvantages with firm – with the exception of having to pay for a service that you could technically do yourself. However, for those who neither have the time nor ability to research in-depth legalities, Lexington Law is a great option that is worth its cost in restored credit.

Affordable pricing and refund policy

Lexington Law offers three affordable packages for effective credit repair. With each option, you have the luxury of unlimited disputes. One low monthly price covers all the disputes and deletions that are necessary to achieve your credit restoration goals.

Lexington Law offers plans that start at $39 per month, which is an affordable price for retaining the services of legal specialists in credit repair services.

The next level is $59/month, and includes debt validations, more in depth disputes and goodwill interventions (non-confrontational letters asking to take your good financial efforts into consideration to remove late payments).

The highest level is $79/month, and includes everything at the mid-level along with online credit report analysis tools and $25,000 identity theft insurance (not available in New York state).

In addition, the company provides a strong refund policy, which entitles you to all or a portion of your money, if sufficient items have not been removed from your credit report.

Get started with them now and repair your credit score!